Comments on: I Am Not a Pre-Existing Condition

By: Vista Health Solutions

Vista Health Solutions — Tue, 06 Apr 2010 17:33:48 +0000

Is there a cure-all in sight, especially for those individuals most afflicted in our country today? When does the health insurance industry plan to stop restricting insurance coverage for those afflicted with a pre-existing condition? This is a rather archaic attitude and it is high time this practice transforms into insurance coverage that is more suitable for the mass public. It seems the individuals that need the health coverage the most are the same individuals who are desperate.

Part of the difficulty is with the undefined term of pre-existing condition, as it is very vague. Until the present time it has been to the discretion of the various New York insurance firms to define as they see fit. The insurance firms have made this decision long before they established the health insurance quotes they recite to a multitude of individuals. Yet, the thousands of medical doctors who care for these patients have a different list which conflicts with the insurance companies. The main reason why defining what a pre-existing condition is so difficult and vague.

By: Danine Spencer

Danine Spencer — Thu, 05 Nov 2009 20:15:46 +0000

Well, I have to admit I’m concerned about the public option, just from the little I read. One section in the House bill reads “NO BAILOUTS”. What happens if the public option isn’t financially solvent and goes bankrupt? What happens to its consumers and patients?

I think the public option as it is now needs a lot of work. They should either expand the program greatly or maybe – I hate to say it – eliminate it.

By: Susan Kemp

Susan Kemp — Thu, 05 Nov 2009 16:46:32 +0000

Like Ms. Spencer I have too many chronic illnesses to count and am grateful to have NYS Retirement Health Insurance. I pay $211 a month for a family policy. Yet despite having good coverage I’m thousands of dollars in debt due to co-pays for doctors, hospitals and prescriptions. I admit I have not made it through the 1,000 pages of the health bill but I haven’t heard the issue of co-payments discussed by anyone. If 100% of a bill isn’t going to be covered someone with little to no ability to cover a co-pay will quickly find themself either unable to use the new health insurance program or in yet another bad situation financially due to mounting medical bills.